Card Machines for Healthcare Practices | BoonPay UK
Solutions  /  Healthcare Practices

Card machines for healthcare practices that put the patient experience first

Reliable, discreet payment terminals for independent dental practices, physiotherapy clinics, opticians, and private GP surgeries. Transparent fees, next-day settlement, and support that actually picks up.

Typical dental treatment value
£80–500+
Physio / therapy session value
£40–90
Settlement with BoonPay
Next day
Debit rate from
0.35%
Dental practices
Independent and mixed NHS/private practices. Higher average transaction values mean your processing rate has a real impact on monthly costs.
Physiotherapy clinics
Frequent lower-value transactions, often one per patient session. Speed and simplicity at checkout matter here more than anywhere.
Opticians
A mix of clinical payments and retail for frames, lenses, and accessories. EPOS integration keeps stock and payment records aligned.
Private GP and specialist clinics
Varied treatment values and a need for discretion at the point of payment. A compact, quiet terminal makes the checkout feel seamless rather than clinical.

For a full breakdown of what to look for by practice type, read our guide to card payment machines for dental practices and healthcare clinics.

PAX A35
Fixed reception counter, high volume
Countertop Built-in printer Ethernet + WiFi Fast processor
A reliable fixed terminal for practices with a dedicated reception counter and consistent patient throughput. Built-in receipt printer removes the need for a separate device.
PAX A920 Pro
EPOS-connected, multi-function
Large touchscreen EPOS-ready Receipt printer Android
For practices running practice management software or an EPOS system. Integrates with most major platforms and keeps payment and appointment records in one place.
A smooth patient experience
Patients are often stressed or distracted when they leave a clinical appointment. A fast, quiet, reliable terminal keeps the checkout frictionless so they leave on a positive note.
Flexible payment handling
Treatment plans, deposits, and staged payments are common in private healthcare. Our terminals handle each transaction cleanly without complication at the point of payment.
Next-day settlement
Lab costs, associate fees, and supplier invoices do not wait. Having yesterday's patient payments in your account the next morning keeps cash flow predictable.
Transparent pricing
Healthcare practices often have higher average transaction values. At those levels, even a small reduction in your processing rate makes a meaningful difference to monthly costs.

Healthcare practices tend to process fewer transactions than retail or hospitality, but at significantly higher average values. A dental treatment at £350 processed at 1.5% costs £5.25. At 0.5% it costs £1.75. Across 200 monthly transactions the difference is over £700 a year. Most practices we speak to have been with the same provider for years and have never reviewed their fees. Our cash vs card guide breaks down what UK small businesses are actually paying in 2026, and our PCI compliance fee guide explains one of the most common mystery charges on merchant statements.

Debit card transaction feeFrom 0.35%
Consumer credit card feeFrom 0.65%
Terminal rentalFrom £15/month
Next-day settlementIncluded as standard
Hidden feesNone
Already with a provider? Here is how switching works.
What is the best card machine for a dental practice? +

For most independent dental practices, the PAX A50 is a strong choice. It is portable, works on WiFi and 4G, and is easy to hand across a reception desk or take to a treatment room. For practices with a fixed reception counter and higher patient throughput, the PAX A35 with its built-in printer is a reliable countertop option. Read our full healthcare card machine guide for a detailed breakdown by practice type.

Can I take card payments for treatment plans paid in instalments? +

Yes. BoonPay terminals handle individual card transactions, so staged or recurring payments are straightforward to process each time a patient pays their instalment. For more complex automated payment plan billing, speak to us about what works best for your specific setup.

How quickly do card payments settle into my practice account? +

Next-day gross settlement is included on all BoonPay plans. Payments taken today are in your account by the following morning, with no deductions held back. That matters when you are managing lab costs, associate payments, and supplier invoices early in the week.

Do I need a separate terminal for each treatment room? +

Not necessarily. A single portable terminal can move between treatment rooms and reception easily. If your practice has high patient throughput across multiple rooms at the same time, a second terminal on the same merchant account keeps everything consolidated and reporting simple.

What fees should a healthcare practice expect to pay? +

You will pay a monthly terminal rental and a transaction fee on each card payment. Debit card rates start from 0.35% and consumer credit cards from 0.65%. There are no hidden charges and no rate changes mid-contract with BoonPay. Send us your current statement and we will show you exactly where you stand.

Can I switch provider if I am already in a contract? +

Send us your latest merchant statement. We will show you what you are currently paying versus what you could be paying, and whether it makes financial sense to switch now or wait out your existing contract. There is no pressure and no obligation. Our guide on how to switch card machine provider walks through the full process.

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